Which institutions can users connect?
How institution coverage works, how to list supported institutions programmatically, and what to do when one is missing.
Fiskil connects to institutions through each market's open-data regime, so coverage is determined by which institutions participate in that regime — not by a list Fiskil chooses. In Australia (CDR), that means accredited data holders: banks and energy retailers that are live on the Consumer Data Right.
How to list supported institutions
Don't hard-code an institution list — fetch it. The GET /institutions endpoint returns the institutions available to your team, including each institution's ID, name, industry (banking or energy), logos, and current connection status:
curl -X GET "https://api.fiskil.com/institutions?client_id=YOUR_TEAM_ID" \
-H "Authorization: Bearer YOUR_TOKEN"You can filter with the industry query parameter, and client_id (your team ID, available in the Fiskil Console settings) is required. See the API reference for the full request and response schema.
Check connection status, not just presence
The response includes a per-institution connection status. An institution can be supported but temporarily unavailable — for example during an outage on the institution's side. See Institution outages and sync delays.
Why an institution may be missing
If a user's institution doesn't appear in the connection flow, it's usually one of these:
- It doesn't participate in the market's open-data regime. Some institutions — including well-known international brands — have no open-data presence in the market your users are in, so there's no regulated way to connect to them yet.
- It participates but isn't live yet. Newly licensed institutions typically go live on data sharing some time after launching, and institutions roll out data sharing progressively.
- It's outside the regime's scope. In Australia (CDR), coverage spans banking and energy — other account types sit outside what data holders are required to share.
Requesting coverage
If your users are asking for an institution you can't see in the list, contact Fiskil support with the institution's name and the market it operates in. We can confirm whether it participates in the local regime, and let you know when a not-yet-live institution becomes available.